Harvest Insurance Agency has provided Thousand Oaks small businesses with quality insurance since 1985.

Thousand Oaks Small Business Insurance

Do you own a small business in or near Thousand Oaks, California? If so, you should know Harvest Insurance Agency can help you place all your insurance needs, at affordable costs.

We have been servicing small businesses in Thousand Oaks and the rest of the Conejo Valley since 1985, and small business owners know they can depend on us to continue servicing their needs into the future.

Types of Small Business Insurance We Place

We provide a wide assortment of general and commercial liability insurance through the carriers we represent. No matter whether you are a new start-up, a mom and pop shop, or even an established local business, we can help you with your commercial insurance, contractor insurance, small business insurance or general liability insurance needs.

Because we are local to the Thousand Oaks area, we can take the time to visit you, to review your own unique business needs and come up with a package of insurance products that provide the protection you need at a cost you can afford.

Changing Small Business Insurance in Thousand Oaks

Like other parts of the Country, Thousand Oaks has been hit hard by these economic times. Small businesses here are especially hit hard, and with these massive changes we’ve seen in the past few years it’s more important than ever to review your small business insurance package to ensure it has kept up with the changes your small business is dealing with.

Give us a call and we’ll be glad to review your current policies, there’s no obligation or charge, and because we’re located in Thousand Oaks it’s easy to reach us.

Business Property Insurance Inventory

We meet with small business owners in Thousand Oaks fairly often, and a pretty common question asked is what should be covered? If you own a small business, the checklist below can help you evaluate what business property you own, and how much value each business property has.

We often recommend that small business owners take a complete inventory of business property. The inventory can help establish the values of each business property, and help determine if they should be insured, or not.

Next, we recommend checking the business property on the inventory against the basic business property policy to see whether each is covered, and if so for how much. If you believe there are business property items that are not covered, or are not insured properly, then you can contact us and we’ll be glad to review your situation to determine the cost of adding additional insurance coverage.

Here’s a simple business property checklist you can use to help determine whether your small business is properly insured, or not. And of course if you have any questions or would like assistance from us with reviewing your property and insurance just give us a call. We’re glad to provide help and there’s no obligation or pushy sales tactics. After all, we’ve established a very high-quality customer service reputation in Thousand Oaks for exactly that reason – good service and no pushy sales tactics!

Common Business Insurance Coverages Checklist

This list is a brief checklist you can use to evaluate your business property to determine the worth of each, and to check to make sure coverage is in place. For help in completing this list, or to address any questions you may have just give us a call. Our knowledgeable small business insurance experts are always glad to assist.

• Boiler and Machinery Insurance
• Builders Risk Coverage
• Building Ordinance Coverage
• Business Interruption Insurance
• Commercial Crime Coverage’s
• Debris Removal Coverage
• Fidelity Bonds
• Glass Coverage
• Inland Marine Insurance
• Loss of Lease Income or Value

Thousand Oaks Small Businesses

If you are not sure about your business insurance coverage and what you need – you’re not alone. Often our local Thousand Oaks small business customers will ask us about their coverage. We talk to all types of small businesses, from landscapers to store owners to auto repair shop businesses. Because we live and work in and around Thousand Oaks, we are extremely familiar and are experts in the unique environment of our location.

This means we can provide you with solutions from the many carriers we represent that meet your coverage needs, without costing you extra. And because we’re located here in Thousand Oaks we can stop by your business to check on your situation, should your business change. Being local makes the difference, and is exactly why our customers consider us high-quality local small business insurance agents.

Give us a call now to review your small business insurance needs! There’s no cost and no obligation, and you’ll quickly see why all our other customers are happy to do business with us.